Are You in Need of a Chapter 7 Bankruptcy Attorney?
Individuals may take on debt for a variety of reasons, from taking out a loan on a car to trying to build credit. Sometimes, however, these outstanding debts can become overwhelming. Being unable to pay them can lead to significant stress and financial difficulties. Oftentimes, it can be a beneficial choice to simply start fresh. A chapter 7 bankruptcy lawyer can help relieve you of your debt and guide you through filing chapter 7. If you would like assistance from a chapter 7 bankruptcy attorney in West Palm Beach, FL, consider calling Attorney Natashia Sinckler. Contact her today to learn more about her services.
Understanding Chapter 7 Bankruptcy
This type of bankruptcy is one of the most commonly seen. Filing chapter 7 allows you to liquidate any non-exempt assets in order to pay off outstanding debts. This can, in effect, allow you to become mostly debt-free. For individuals who are feeling overwhelmed, it can be a perfect opportunity to start over.
It is important, however, to discuss your options with a chapter 7 bankruptcy attorney before filing. Your attorney can assess your situation and make sure that you are eligible to file. Additionally, there are several different types of debts that cannot be discharged, such as student loans, unpaid taxes, or mortgage loans. If you are struggling with these sorts of loans, you may wish to find another alternative, or to find a solution in conjunction with bankruptcy. Speak to a chapter 7 bankruptcy lawyer in West Palm Beach, FL to learn more.
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Filing Chapter 7
If you are planning on filing chapter 7, you will first need to fill out a petition and complete a required pre-filing credit course. Afterward, you will be required to provide the court with several documents, which can be filled out with the help of a chapter 7 bankruptcy attorney:
- The bankruptcy petition.
- Your current income and what it’s spent on.
- What your current assets and liabilities are.
- Any existing leases or contracts.
- A statement regarding what your current financial situation looks like.
- Any exempt property.
You will also be required to pay a filing fee upon submitting the documents, though it should be noted that, if you’re under a certain income level, the fee may be waived. Speak to a chapter 7 bankruptcy attorney for more information.
After filing, your case will be placed into the hands of a trustee. The trustee’s job is to liquidate any non-exempt assets and use them to pay off your debtors. Once all non-exempt assets are liquidated, your remaining debt will be discharged, meaning that creditors can no longer pursue you for payment. The process of filing chapter 7 is often rather quick, and as such, you may find yourself debt-free within a few months.
Consult with a Chapter 7 Bankruptcy Lawyer Now
For some individuals, filing chapter 7 may be a good option in order to relieve themselves of unnecessary debt. The process, however, may be intimidating to those unfamiliar with it, and thus it can be beneficial to speak to a chapter 7 bankruptcy lawyer. Chapter 7 bankruptcy attorney Natashia Sinckler is available to help address your concerns and serves the following areas:
- West Palm Beach, FL
- Lake Worth, FL
- North Palm Beach, FL
- Boynton Beach, FL
- Palm Beach Gardens, FL
- Riviera Beach, FL
- Royal Palm Beach, FL
Chapter 7 bankruptcy attorney Natashia Sinckler understands that facing difficult financial situations isn’t easy. Because of this, she handles each case with compassion, and strives to provide you with service you can trust. She gives each case personal attention and care. So, consider giving her a call today to learn more about what she can do to help.
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The Law Office of Natashia A. Sincklerhas lawyers who are experienced with a variety type of family law issues. If you want advice or are seeking legal support, please consider getting in contact. We’d love to help you with your case.
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If you’re looking for quick service, then consider giving us a call. One of our lawyers is available to speak to your directly. We hope to be able to discuss your case and schedule an appointment.